73%
of banking reconciliation exceptions are resolvable by an agent when rules are documented
AI agents already reconcile in production. The barrier is not technology, it is undocumented rules.
Tier-one banks that automated reconciliation with agents cut operations time by 70 per cent and close five days faster. Yet 60 per cent of failed projects collapse for one reason: matching logic lives in the heads of two or three people and was never codified.
McKinsey Global Banking Operations Survey, 2024